We all need a “do over” from time to time. Life changes, the law changes, and professionals learn to do things in better ways. Change is a fact of life – and the law. Unfortunately, many folks think they’re stuck with an irrevocable trust. After all, if the trust can be revoked, why call it “irrevocable”? Good question.
The bad news: probated estates are subject to a variety of costs from attorneys, executors, appraisers, accountants, courts, and state law. Depending on the probate’s complexity, fees can run into tens of thousands of dollars.
Cover of Shelly’s book, INFLAMED.
By Shelly Malone, MPH, RDN, and author of “INFLAMED.” Learn more at http://www.inflamedbook.com
Our digestive system is the foundation for wellness and immunity, having the highest concentration of immune cells in our entire body. It was Hippocrates who first said, “all disease begins in the gut.” The guy has a pretty good reputation, so I don’t take his proclamation lightly. And though this wise, founding father of medicine first realized this over 2,000 years ago, most people seem to be surprised to know that a digestion (or “gut”) issue could be the culprit for a variety of symptoms outside of the expected gas, bloating and poop issues.
The gut has four quite critical functions:
A big determinant to ensuring the above processes work effectively and efficiently is the makeup of the bacteria, or microorganisms that live within the digestive tract, otherwise known as your gut microbiome.
INTRODUCTION TO THE MICROBIOME
Your microbiome is loosely defined as the community of microorganisms or microbes (beneficial and harmful) that share our body space — not only in our gut, but on our skin, in our mouths, noses, throats, lungs, and urinary tracts. The microbiome as a whole is the source of intense, ongoing research. And while researchers have not yet been able to correlate specific microbes with specific diseases, they have acknowledged:
“What is clear…is that the microbiome is probably an important factor in many diseases, a factor that has been neglected in the past.”
The American Academy of Microbiology estimates that our bodies have almost three times the amount of bacteria making up our microbiome (about 100 trillion) than we do human cells in our entire body. But, don’t let this fact cause concern (yet). While the harmful, pathogenic bacteria (e.g. coliform bacteria like E. Coli, yeasts, fungus, parasites) are the ones we have been so focused on in the past, most of the bugs, like lactobacillus and bifidobacter, are actually beneficial, or commensal, bacteria.
THE GUTS OF THE MATTER
While the microbiome as a whole is a fascinating and timely topic, we are going to stay focused on the micro demographic in our digestive system. Not only does our digestive system house about 70% of our immune cells, 95% of our serotonin and 90% of all neurotransmitters also take up residence there as well.
Ideally, we have a strong, working relationship with the friendly bugs.
Through our diet we provide the nutrients to feed these beneficial bacteria, and in turn, they keep our immunity in check, make certain vitamins, regulate our metabolism, and assist in gene expression, digestion, and many other processes that we are continuing to learn about.
It’s a win/win. Or, at least it should be.
CATEGORIES OF DISRUPTION
Unfortunately, your digestive system and the related processes it is in charge of can be compromised via two general categories. (here’s where we start to get concerned):
The goal for a healthy gut is to have the good, beneficial bacteria outweigh the bad. The good guys act as a physical barrier to the bad. If the good guys get killed off, don’t show up in the first place, or if you consume a diet that feeds your body more bad bacteria, it makes more room for the bad (pathogenic) to take over. This leads the way to a skewed ratio of much more bad bugs to good, aka dysbiosis.
The protective lining of your digestive system or gut lumen (the space inside the tube of your intestine that regulates the passage of nutrient particles into your bloodstream), can be damaged by various diet and environmental factors. This causes your digestive system to become overly permeable. And when this protective barrier breaks down, it takes down your entire system with it.
Usually your intestinal wall is woven like a piece of cheesecloth. When it’s “leaky” though, it’s more like a tennis net. This series of openings allows larger, undigested nutrient particles to get into your bloodstream before they’ve had time to marinate in the proper digestive juices. Various toxins and bacteria can also pass through. These escapees are viewed as foreigners by your immune system and trigger an antibody reaction leading to inflammation, putting a huge strain on your entire system.
Several years ago, leaky gut was only truly acknowledged in more alternative settings, but with new research available identifying how the gut lining breaks down and its association with inflammation, autoimmune disease, cancer and other chronic conditions, it is becoming more widely accepted. Today, you will hear leaky gut referred to as “intestinal hyperpermeability” or a “disrupted microbiome”.
The words “leaky” and “gut” aren’t painting a very pretty picture but the concept is imperative to almost everything we’ll discuss. If your gut health isn’t on point, your overall health won’t be either. Getting off course compromises your immunity (e.g. inappropriate inflammatory responses), detoxification process (your ability to deal with toxins in the environment), nutrient status, and neurotransmitter balance. In fact, the health of your gut even plays a role in determining how your genetic dispositions will manifest.
Considering the myriad of trusts available, creating an estate plan that works can seem daunting. However, that’s what we, as estate planning attorneys, do every day. We know the laws and will design a plan which addresses your specific situation.
Trust protectors are a fairly new and commonly used protection in the United States. In short, a trust protector is someone who serves as an appointed authority over a trust that will be in effect for a long period of time. Trust protectors ensure that trustees: maintain the integrity of the trust, make solid distribution and investment decisions, and adapt the trust to changes in law and circumstance.
Most people understand that having some sort of an estate plan is, as Martha Stewart would say, a “good thing.” However, many of us don’t take the steps to get that estate plan in place because we don’t understand the nuances between wills and trusts – and dying without either.
By Mac Bogert
I was working with a leadership development group on the topic of conflict (one of my favorites, since I grew up in a family that didn’t have conflict HAHAHA). Rarely do I use another person’s slides, but that’s how this one worked out.
I put up a slide—which I’d missed seeing somehow—that suggested we “develop a tolerance for others’ beliefs and norms.” My first thought was “How the *&$# did I miss this awful slide?” I was immediately glad I did miss it. Words are important. The class took a turn into what I always hope for—chaos, our greatest ally for learning. Some of them were offended by the word tolerance, some couldn’t understand what was wrong.
Tolerance is one of those words we throw around, like empowerment, another of my least-favorite buzzwords. Empower is a transitive verb, which means we do it to people. When I brag about empowering my employees or my students (or my children), I’m highlighting my own power: If I DO IT to them, who really has the power? I direct the folks I coach to reframe the idea as power sharing, which you don’t do to people but with people. When we speak differently, we think differently.
The root meaning of tolerance is a person’s ability to bear pain. So if I proudly proclaim how tolerant I am, I’m citing my ability to bear the pain of others’ differences. I heard a politician talking about England’s decision to leave the EU, and he suggested “we need to be better at tolerating each other’s differences.” Ouch. I don’t think he even considered what he was saying.
Tolerance is condescending. It’s most often touted by the dominant group within a culture, organization, or bureaucracy (like school systems), seldom by those on the receiving end of the you’re different stick. We only need to tolerate differences if those differences cause us pain. Why should any teacher, supervisor, or trainer ever think that tolerance is anything but divisive? Being on the receiving end of pale tolerance is downlifting (the opposite of uplifting).
Let those of us with apparent power, especially when we’re responsible for leading others, start to embrace, and practice, acceptance. I’m a recovering English teacher, so words fascinate me enough to really pay attention. Acceptance evolved from words meaning to receive willingly. How much more powerful and inclusive is that than pale tolerance? I tolerate your difference, I accept our difference. Which position promotes better understanding?
After a time, when we grow comfortable with acceptance and see how much better we start to learn from others and they from us, we can progress to celebrating our differences. And that word’s deepest meaning is assemble to honor.
What if our workplaces celebrated our differences? What if schools moved from the industrial/assembly line tolerance of difference to a celebration? I listen to students all the time, and they feel the condescension of pale tolerance from their teachers and administrators, as do the people I coach in the adult work place.
When we start changing the language we use, our understanding will follow. Acceptance and celebration are for people. Tolerance is for injuries.
BTW, the class agreed to change the slide to acceptance. It was a turning point and well worth the chaos that got us there.
Mac Bogert is the founder of AZA Learning, which provides leadership coaching and learning-design support to 200 clients nationwide. His latest publication is “Learning Chaos: How Disorder Can Save Education.” The book explores the disconnect between what schools do and how people learn. In it, Bogert suggests concrete steps to remove barriers to learning in schools and training centers.
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