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<lastBuildDate><![CDATA[Thu, 02 Sep 2010 18:18:49 GMT]]></lastBuildDate>
<title><![CDATA[CoffeyTalk - Career and Finance Articles]]></title>
<link><![CDATA[http://www.coffeytalk.com/articles/career_finance.php]]></link>
<description><![CDATA[Are you a Shopaholic?&nbsp; If you were, would you admit it?&nbsp; To get your spending under control, here are 5 simple steps you can take RIGHT NOW!<br><br>1.&nbsp; Cut up all credit cards.&nbsp; Only pay for items in cash.&nbsp; This works really well because then you can't shop online, either!&nbsp; Give yourself a cash budget per week, and once you run out, you're out - no going to the ATM!<br>2.&nbsp; Clean out your closets and cupboards.&nbsp; Anything you haven't worn, or used, in a year, goes in a separate closet.&nbsp; You can "shop" from that closet!&nbsp; For every item you take out of the closet, donate a dollar to charity.&nbsp; For every item you donate to charity, give yourself a dollar to spend.<br>3.&nbsp; Hold yourself accountable.&nbsp; Write down every item you purchase, time, date, place and cost.&nbsp; Find out just where your money is going and why. Keep a journal and write down how this item made you feel as you were buying it, and how you feel about it now, what you will do with it, etc.<br>4.&nbsp; Find activities to keep you occupied during times you would normally shop.&nbsp; Volunteer.&nbsp; Visit with friends.&nbsp; Clean.&nbsp; Read.&nbsp; Write.&nbsp; Exercise.&nbsp; Start an art project.&nbsp; Take a class.<br>5.&nbsp; No more secrets, no more lies, no more hiding.&nbsp; Get a friend or relative to help you.&nbsp; Whenever you buy something, tell that one person.&nbsp; Be totally honest about the item and the price and it's purpose.<br><br>]]></description>
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<title><![CDATA[5 Step Plan for Shopaholics]]></title>
<description><![CDATA[Are you a Shopaholic?&nbsp; If you were, would you admit it?&nbsp; To get your spending under control, here are 5 simple steps you can take RIGHT NOW!<br><br>1.&nbsp; Cut up all credit cards.&nbsp; Only pay for items in cash.&nbsp; This works really well because then you can't shop online, either!&nbsp; Give yourself a cash budget per week, and once you run out, you're out - no going to the ATM!<br>2.&nbsp; Clean out your closets and cupboards.&nbsp; Anything you haven't worn, or used, in a year, goes in a separate closet.&nbsp; You can "shop" from that closet!&nbsp; For every item you take out of the closet, donate a dollar to charity.&nbsp; For every item you donate to charity, give yourself a dollar to spend.<br>3.&nbsp; Hold yourself accountable.&nbsp; Write down every item you purchase, time, date, place and cost.&nbsp; Find out just where your money is going and why. Keep a journal and write down how this item made you feel as you were buying it, and how you feel about it now, what you will do with it, etc.<br>4.&nbsp; Find activities to keep you occupied during times you would normally shop.&nbsp; Volunteer.&nbsp; Visit with friends.&nbsp; Clean.&nbsp; Read.&nbsp; Write.&nbsp; Exercise.&nbsp; Start an art project.&nbsp; Take a class.<br>5.&nbsp; No more secrets, no more lies, no more hiding.&nbsp; Get a friend or relative to help you.&nbsp; Whenever you buy something, tell that one person.&nbsp; Be totally honest about the item and the price and it's purpose.<br><br>]]></description>
<link><![CDATA[http://www.coffeytalk.com/articles/career_finance.php]]></link>
<author><![CDATA[Lissa Coffey]]></author>
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